Let the Finance Center at North County Kia be Your Guide to the Perfect Deal

Whether you choose a brand-new Kia model from our collection or one of our top-quality used car or SUV models, you can count on the team in our finance center to help you navigate the world of auto financing. We work with your specific needs and budget to find the payment plan you like, and we work with a number of financial institutions and banks throughout the Carlsbad, San Diego, Temecula and Oceanside CA areas, to guide our customers to the perfect deal they can live with, every time.

The Options Loan vs Lease

If you're wondering what the big difference between loan and lease is, you can rest easy! Simply put, leases are an option for drivers that don't want to commit to a Kia for a long period of time. Leases usually last between two to six years and the monthly payments are dependent upon the depreciation rate of the vehicle selected. Comparatively, loans are for Escondido drivers considering buying a vehicle - the main difference being you'll be keeping the vehicle after you've paid it off. Of course, the differences are a bit more nuanced than the above description, but San Diego, Temecula and Oceanside CA drivers can look to the North County Kia finance team to help sort through details.

Jumpstart the Auto Financing Process in Escondido

When you're prepared to make your next move, you can count on our friendly financing experts here at North County Kia to help with all your financing needs and guide you through a smooth, easygoing financing experience. All you need to do is fill out our easy financing application, which you can do right from the comfort of home, and we'll be ready to start crunching numbers to help you get that much closer to owning the Soul, Optima, Forte, Sorento or Sportage of your dreams.


North County Kia

1501 Auto Parkway Escondido
Directions SW
Escondido, CA 92029

  • Sales: 760-742-6022
  • Service: 760-527-3152
  • Parts: 760-742-6024


  • Monday 9:00AM-8:00PM
  • Tuesday 9:00AM-8:00PM
  • Wednesday 9:00AM-8:00PM
  • Thursday 9:00AM-8:00PM
  • Friday 9:00AM-8:00PM
  • Saturday 9:00AM-7:00PM
  • Sunday 10:00AM-6:00PM